Get Square POS Set Up Right, With Real Support and the Option to Eliminate Processing Fees
National Payment Processing is an official partner of Square. We help you pick the right Square hardware and plan, set it up properly, and if you want, program it to run Zero Fee Processing so your card fees get reduced to zero. You get the Square you already know, plus a real person to call.

100+
Types of POS systems
$30B+
Payments processed
100K+
Merchants served nationwide
Square is a great on its own. Getting it through NPP
adds three benefits at no additional cost.
SUPPORT
A real person when you need one.
Square is built for fast, self-serve setup, and that's a real strength. Buying it through NPP adds what a self-serve signup can't: a stellar NPP support team who already knows you, your account, and is ready to help if a batch is off, a device won't take payment, and more.
COST
More savings as your volume grows.
Square’s flat rate is simple, which is why it works well for many new businesses. As your volume grows, flat rate may not be cost effective. If you go through NPP, you will have the option to switch to a more affordable pricing programs as you grow, including NPP’s Zero Fee Processing.
FLEXIBILITY
Open the door to more possibilities.
As your business grows NPP Capital can help fund what's next, whether that's opening a new location or upgrading the one you already have. We set you up so every location can run on equipment built to work together instead of separate setups patched together after the fact.

What is Square, and what does getting it through NPP change?
Square is a payment processing and point-of-sale system built by Block, Inc. National Payment Processing is an official Square partner, so businesses can buy Square hardware and Square software plans through NPP at the same public pricing Square publishes on its own site. Working through NPP adds a dedicated human contact for setup and ongoing support, the option to program the Square hardware for Zero Fee Processing so the allowable card processing cost is shifted to the card-paying customer, and the NPP Capital safety net to help you grow your business.
How getting Square through NPP works

Book a free consultation.
Tell NPP about your business, how you sell, your typical ticket size, and where the current setup is getting in your way.

Pick a Square hardware and plan setup.
Choose your own combination, or let an NPP specialist recommend one based on your vertical and volume.

We ship, set up, and program the hardware.
Your Square gear arrives ready to run, programmed for Zero Fee Processing before it ships if you want it.

Get a dedicated NPP contact for the life of the account.
For setup questions, disputes, batch questions, hardware swaps, or graduating to a different setup later on.

Square hardware options
Pricing current as of 2026-08-25 per Square's published rates. Ask about NPP financing options at consultation.
Square software plans
Pricing current as of 2026-08-25 per Square’s published rates.
$0/mo
per location
- Tap, dip, or swipe 2.6% + 15¢
- Online 3.3% + 30¢
$49/mo
per location
- Tap, dip, or swipe 2.5% + 15¢
- Online 2.9% + 30¢
$149/mo
per location
- Tap, dip, or swipe 2.4% + 15¢
- Online 2.9% + 30¢
Processing over $250,000 per year? Square publishes a fourth custom-pricing tier called Square Pro for higher-volume merchants. Ask about it on your NPP consultation and a specialist can walk you through the numbers.
Why buy Square through NPP instead of direct
Same Square hardware, same Square pricing. The difference is everything around it.
Where Square and NPP fit best
Square is not built for genuinely high-risk categories. If your business is in a category Square won’t serve, or has already declined or shut off, you likely need a purpose-built high-risk merchant account. NPP handles those separately.
Want to Eliminate Processing Fees on Your Square Setup?
Zero Fee Processing requires a terminal, POS, or software programmed for cash discount or dual pricing. NPP’s Square hardware family is set up to run it, so the Square gear you buy through NPP is ready for Zero Fee if you want it. With Zero Fee Processing you can eliminate up to 100% of your card processing fees. Depending on eligibility, card mix, and your setup, real results vary.
Zero Fee Processing (cash discount or dual pricing) and surcharging are two different ways to offset card fees, with different rules depending on your state.

Frequently asked questions
Let's talk about your Square setup
Tell NPP about your business and a specialist will walk you through the right Square hardware and plan, and whether Zero Fee Processing makes sense on it. There is no obligation to move forward.
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